Bentleyville "Tour of Lights"

BENTLEYVILLE "TOUR OF LIGHTS"
Nov 21, 2015 - Dec 27, 2015 - FREE ADMISSION
HOURS: SUN - THURS 5:00 - 9:00 PM; FRI & SAT 5:00 - 10:00 PM
Come see Bayfront Festival Park on the shores of Lake Superior as it has been transformed into America's largest free walk through light show!

720creditscore.com.

Poor credit is very costly, because it means high interest rates for car loans, credit cards, and mortgages.  There is no reason for you to live with poor credit.  Bankruptcy and www.720creditscore.com can help.

While it is possible to have a credit score of over 800, a credit score of at least 720 is considered great credit.  A score of 720 or above is all you need to get the best interest rates on car loans, boat loans, mortgages, and credit cards.  If you would like to learn everything you need to know to get a credit score of 720 or above, visit this web site:  www.720creditscore.com

Bankruptcy Attorney Gregory J. Wald of www.bankruptcyminn.com is happy to announce that we have entered into a business relationship that allows us to provide our clients with a subscription to www.720CreditScore.com FREE of charge.  720 Credit Score gives you the tools to rebuild your credit score after bankruptcy.  This program will give you the tools to get great credit.  Although 720 Credit Score charges $1,000.00 for its program, I am able to offer the program for FREE to my clients.  Contact me today for more information!

BooFest 2015 - St Paul on Grand Ave.

BooFest 2015

Mark your calenders for Saturday, October 10, 2015
There's something for everyone - bring the entire family!   - See more at: https://www.grandave.com/events/boofest#sthash.7NCU6M8z.dpuf

Mark your calenders for Saturday, October 10, 2015
There's something for everyone - bring the entire family!   - See more at: https://www.grandave.com/events/boofest#sthash.7NCU6M8z.dpuf

Mark your calenders for Saturday, October 10, 2015
There's something for everyone - bring the entire family!   - See more at: https://www.grandave.com/events/boofest#sthash.7NCU6M8z.dpuf

Grand Avenue's Annual Fall Celebration
October 10, 2015 - See more at: https://www.grandave.com/events/boofest#sthash.7NCU6M8z.dpuf

Mark you calendars for Saturday, Oct. 10th!
There's something for the whole family!

ValleySCARE - Halloween 2015!

Valleyfair transforms into ValleySCARE
"During the fall, the fun takes a terrifying turn as Valleyfair transforms into ValleySCARE, the upper Midwest’s largest Halloween attraction. With more than 75 rides, attractions and entertainment acts, there is something to satisfy everyone’s devilish desire."

Medical Bankruptcy

A 2007 Harvard study found that nearly 70% of bankruptcy cases are related to medical issues.  With today's high deductibles, the situation hasn't improved.   Illness can mean time off of work and reduced income.  Bankruptcy eliminates medical debt, but only the medical bills that are owed as of the date of filing your bankruptcy petition.  If you are currently running up medical bills you have a couple of bankruptcy options: You can wait until your medical problems are over and then file a Chapter 7 case.  If you can't wait that long, you can file a Chapter 13 bankruptcy case and gain protection from your creditors until you are done incurring the medical debt.  At that point, you may be able to convert your case to Chapter 7 and include all of the medical debt owed at that point.

For more information regarding your specific situation, contact Minnesota Bankruptcy Attorney Gregory J. Wald at 952-921-5802 or at BankruptcyMinn.com for a consultation.  

Best Free Labor Day Events In Minnesota

Best Free Labor Day Events In Minnesota

Start planning your holiday now, as Labor Day is coming up on Sept. 7, 2015. Here are five free parades, picnics, concerts and festivals occurring in Minnesota over the long weekend.

Student Loans in Bankruptcy

In order to eliminate student loans in bankruptcy, it is necessary to sue the lender and prove that it would be an "undue hardship" to be required to repay the loan.  The courts have interpreted this requirement stringently, making it difficult for most borrowers to eliminate their student loans in bankruptcy.  

In March 2015, President Obama directed the US Department of Education and other federal agencies to develop clear standards as to when a person would be considered to have an undue hardship.  This would be beneficial, because people who met such standards could file their lawsuit and not have to worry that it would be opposed.  This would significantly decrease the cost of bringing a lawsuit to prove undue hardship and many deserving people could then eliminate their debts through bankruptcy.  Unfortunately, the US Department of Education forgot who they are working for and instead gave the green light to student loan lenders to aggressively fight student loan hardship discharges.  I urge everyone to let their Congressmen and Senators know how they feel about this.